Senior Risk Analyst (Credit Risk)

Lightspeed is seeking an experienced and highly skilled Senior Risk Analyst with previous credit risk modelling experience to join our growing team. As a Senior Risk Analyst, you will play a crucial role in leveraging data-driven insights to enhance our business strategies, drive innovation, and optimize decision-making processes.  The primary role for this position is to help set up various predictive models aimed at the growth of our capital lending product, analyze complex data to develop strategies to mitigate losses and provide actionable insights to support strategic decision-making and ensure regulatory compliance. You will collaborate with cross-functional teams to deliver actionable solutions that drive our organization's growth and success. What you’ll be responsible for:

• Data Analysis and Modeling:
• Conduct extensive data analysis using statistical and machine learning techniques to identify patterns, trends, and relationships within datasets.
• Develop predictive and prescriptive models to forecast market trends, fraud, delinquency, customer behaviour, and other critical business metrics.
• Utilize various data sources and data preprocessing techniques to ensure data quality and integrity.
• Machine Learning and AI Solutions:
• Design, develop, implement and maintain cutting-edge machine learning algorithms and AI solutions to optimize business processes, risk assessment, fraud detection, and portfolio management.